About Financial & Real Estate Dynamics (F.R.E.D.)

Your Trusted Partner in Wealth & Real Estate Success

At Financial & Real Estate Dynamics (F.R.E.D.), our mission is to guide, support, and empower clients throughout their journey in real estate, mortgage planning, credit solutions, insurance, and retirement income strategies. Whether you’re buying, selling, investing, or securing your financial future, we ensure you have expert counseling, representation, and access to a vetted network of professionals every step of the way.

The F.R.E.D. Network connects you with licensed and certified professionals specializing in: 

✔ Real Estate (Buying, Selling, Investing)
✔ Credit Repair & Mortgage Planning
✔ Insurance (Home, Life, Mortgage Protection)
✔ Retirement Income & Wealth Planning

This strategic network includes attorneys, real estate professionals, credit repair consultants, mortgage loan officers, insurance advisors, and investment specialists, all working in your best interest.

Whether you’re purchasing your first home, relocating, investing in real estate, or planning for retirement, you need an advisor with deep industry knowledge and the ability to navigate the financial landscape on your behalf.  At F.R.E.D., we bridge the gap between real estate, finance, and retirement planning—providing comprehensive, seamless solutions to protect and grow your assets.

F.W. Ford & Associates, LLC

With over 30 years in public service and a passion for financial and real estate success, Frederick W. Ford has built an extensive professional network that ensures clients receive the highest level of guidance and advocacy.

Fred holds multiple licenses & certifications across real estate, finance, law, insurance, and credit consulting, making him uniquely qualified to handle complex financial and real estate transactions.

• Licensed Mortgage Loan Officer / Advisor (NMLS #640619)
• Licensed Real Estate Agent
• Licensed Life Insurance Agent
• Licensed Property & Casualty Insurance Broker
• Certified Consumer Credit Consultant
• Certified Social Security Disability Advocate
• Independent Legal Technician (Credit Repair, Estates & Trusts, Real Estate Law, Tax Law, Social Security Disability Law, Medicare Law)

Pending:

• Series 65 Investment Advisor License

Helping first responders, teachers, veterans, healthcare workers, and civil servants reduce costs when purchasing their first home.

Providing Medicare planning, reverse mortgage solutions, and retirement security strategies for aging individuals seeking financial stability.

Helping individuals build, preserve, and protect assets through strategic real estate and financial investments.

• State University of New York – Empire State College (B.S. Legal Studies – Community & Human Services)
• City University of New York Law School (Certified Law Clerkship – NYS BAR Exam Eligible)
• Federated Tax Institute (Certificate in Tax Law & Preparation)
• Paralegal Institute (Diploma in Paralegal Studies)
• Pohs Institute (Real Estate Sales Certification)
• Cape School (Life, Health, Property & Casualty Insurance Licensing)

• American Bar Association
• National Association of Realtors
• National Association of Disability Representatives
• Connected Investors (Real Estate Investment Network)

All consultations, services, and investment projects are conducted under the auspices of F.W. Ford & Associates, LLC—a privately held holding and investment firm.

Members of The F.R.E.D. Network are vetted, licensed, and held to fiduciary standards, ensuring they act in the best interests of all clients.

📌 F.R.E.D. (Financial & Real Estate Dynamics) and The F.R.E.D. Network are trademarks of F.W. Ford & Associates, LLC.
📌 The Medicare Firm, Inc. and StockAlert Investment Publications are divisions owned & operated by F.W. Ford & Associates, LLC.

Whether you're looking for real estate guidance, mortgage planning, credit repair, insurance solutions, or retirement income strategies, F.R.E.D. is here to help.

📞 Book your FREE consultation today!
Click the "Book Your Consultation" button below and take the first step toward financial confidence and security.