About Financial & Real Estate Dynamics (F.R.E.D.)

Your Strategic Partner in Wealth Real Estate & Retirement Success

At F.R.E.D., I serve as your personal advisor — guiding you across real estate, insurance, mortgage, credit, and retirement planning — so you can make confident, well-informed financial decisions at every stage of life.

This is more than a list of services — it’s a relationship-first model built around trust, strategy, and results.

Whether you're buying your first home, relocating, repairing your credit, planning for retirement, or managing risk through insurance, you deserve more than fragmented advice — you need a trusted advisor with the expertise to see the big picture and connect the dots.

At F.R.E.D., I bridge the gap between real estate, finance, insurance, legal navigation, and retirement planning. My goal is simple: to help you make confident decisions that protect, grow, and transfer your wealth — now and in the future.

Founder, Wealth & Retirement Advisor
Chief Legal & Investment Officer, F.W. Ford & Associates, LLC

With over 30 years in public service, financial advocacy, and strategic consulting, I’ve built F.R.E.D. as a platform for people who want expert guidance without the confusion of working with multiple disconnected professionals.

I maintain a multi-licensed practice across key financial and legal domains, and collaborate with a vetted network of partners to ensure every client receives high-integrity, results-focused support.

• Licensed Mortgage Loan Officer / Advisor (NMLS #640619)
   
• Licensed Real Estate Referral Agent
   
• Licensed Life, Health, and Property & Casualty Insurance  Agent/Broker
   
• Certified Consumer Credit Consultant
   
• Certified Social Security Disability Advocate
   
• Independent Legal Technician (Credit, Estates, Trusts, SSDI, Tax, Medicare Law)
   
• Series 65 Investment Advisor Law License (In Progress)
   

These licenses support Fred's role as your dedicated Wealth & Retirement Advisor, blending financial, real estate, and legal insight under one roof.
 

🏡 Hero Homebuyers Program
Special support for first responders, teachers, healthcare workers, and civil servants — helping reduce the cost of homeownership.

👵 Senior Citizens Advocacy
Guidance for Medicare, retirement income, reverse mortgages, and long-term asset preservation.

💼 Wealth & Retirement Planning
Personalized strategies to build, manage, and protect your financial legacy through integrated planning across disciplines.

All services and consulting engagements are provided through F.W. Ford & Associates, LLC, a privately held advisory and investment firm. The professionals within The F.R.E.D. Network are individually licensed, vetted, and held to fiduciary standards.

📌  F.R.E.D.™ (Financial & Real Estate Dynamics™), The F.R.E.D. Network™, The Medicare Firm™, and StockAlert Investment Publications™ are trademarks and divisions of F.W. Ford & Associates, LLC. 

If you’re ready to take the next step toward building a stronger financial future, I invite you to book your free consultation today.

📞  888.410.8853